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AB 12 — Effective July 1, 2024 — Updated April 2026

AB 12 California Security Deposit Cap

What changed, who's exempt, and what California landlords need to do at every lease renewal in 2026.

TL;DR — 30-second answer

California security deposits are capped at one month's rent as of July 1, 2024 (AB 12). Exception: a landlord who personally owns ≤2 properties / ≤4 total rental units can charge up to two months' rent — but never to a service member tenant.

What AB 12 Actually Did

Assembly Bill 12, signed October 11, 2023 by Governor Newsom and effective July 1, 2024, amended California Civil Code §1950.5 to cap residential security deposits at one month's rent. The prior law allowed up to two months' rent for unfurnished and three months' rent for furnished units. AB 12 collapsed both into a single one-month cap, with one narrow exception for small landlords.

The change was the largest single update to California security deposit law in decades. It applies to virtually all residential rentals — single-family homes, condos, apartments, duplexes — and is enforced through the existing §1950.5 private-action framework (tenant can sue, courts can award damages).

Statutory citation: Civil Code §1950.5, as amended by AB 12 (Stats. 2023, ch. 410).

The Small-Landlord Exception (the "2/4 Rule")

AB 12 contains one narrow exception that lets some small landlords still charge up to two months' rent. To qualify, all four conditions must be met:

  1. Natural person, not entity. The landlord must be a natural human person, not an LLC, corporation, partnership, or REIT.
  2. ≤2 residential rental properties. The landlord must own no more than two residential rental properties total — anywhere, not just in California.
  3. ≤4 total rental units. Across those two properties combined, the total number of rental units must not exceed four.
  4. Tenant is not a service member. Even if conditions 1–3 are met, the landlord cannot charge more than one month's rent to a service member (active military) tenant. The service member always gets the one-month cap regardless of landlord size.
Common mistakes
A husband-wife LLC does not qualify (entity, not natural person). Owning 3 properties, even with only 2 units in use as rentals, disqualifies you. A 5-unit building disqualifies you regardless of property count. When in doubt, charge one month — the small-landlord exception is narrow.

What "One Month's Rent" Means

The cap is based on the monthly rent stated in the lease — not market rent, not effective rent after concessions. If rent is $3,000/mo, the maximum deposit is $3,000 (or $6,000 under the small-landlord exception). The cap applies regardless of whether the unit is furnished or unfurnished — that distinction was eliminated by AB 12.

Pet deposits, last month's rent, application fees, and other charges are separate from the security deposit and are governed by their own rules. AB 12's one-month cap is specifically the "security deposit" defined in §1950.5(b).

What Happens to Existing Leases

ScenarioWhat AB 12 requires
Lease signed before July 1, 2024 (deposit collected at higher amount)No refund required. Existing deposit can be held under the prior contract terms.
Lease renewal on or after July 1, 2024Any new deposit collection must comply with the one-month cap. Cannot collect "supplemental" deposit above one month.
New lease signed July 1, 2024 or laterOne month's rent maximum (or two months under the small-landlord exception).
Tenant moves out, you re-rent the unitNew deposit collected from new tenant must comply with AB 12.
Tenant requests refund of "excess" old depositNot legally required to refund deposits that were lawful when collected. But check for goodwill if the over-cap amount is significant.

Move-Out Itemization Rules Are Unchanged

AB 12 did not change the §1950.5 rules around what landlords can deduct from a security deposit at move-out, the 21-day return deadline, or the itemized statement requirements. Those continue to apply exactly as before. See our complete §1950.5 security deposit rules guide for the full move-out playbook.

Allowable deductions: unpaid rent, repairs for damage beyond ordinary wear and tear, cleaning to return the unit to the condition at move-in, restoration of personal property if specified in the lease. Itemized statement plus copies of receipts must be delivered within 21 days of tenant move-out.

Penalties for Violating AB 12

The §1950.5 enforcement framework applies. A tenant whose landlord collected an unlawful deposit (above the AB 12 cap) can:

The exposure is meaningful. On a $3,500/mo rental, charging two months' deposit (instead of one) creates $3,500 of excess plus potential $7,000 in statutory damages — for a total exposure of $10,500 per unit before legal fees. Don't try to thread the needle on this one.

Best practice
Default to one month's rent. Use the small-landlord exception only if you've confirmed in writing that all four conditions are met, that you're documenting compliance per §1950.5, and that no service member tenants are in the unit.

What This Means for OC Landlords Specifically

Orange County rental market data suggests AB 12 is most disruptive in coastal markets where deposits historically ran 2-3x rent. A Newport Beach SFR renting for $4,620/mo previously had deposits of $9,200-$13,860; AB 12 caps that at $4,620.

Practical implications for OC owners:

FAQ

How much can a California landlord charge for a security deposit in 2026?

One month's rent, period. Exception: a natural person owning ≤2 properties / ≤4 units total may charge up to two months — but never to a service member.

What is the AB 12 small-landlord exception?

A landlord who is a natural person (not an LLC), owns no more than 2 properties, and has no more than 4 total rental units may charge up to two months' rent. Service members are always capped at one month regardless.

Does AB 12 apply to existing leases?

No. Deposits collected under leases signed before July 1, 2024 do not need to be refunded. New deposits at lease renewal or with new tenants must comply with the cap.

What if I charged more than one month's deposit after July 1, 2024?

Refund the excess immediately. Tenants can sue for the unlawful amount plus statutory damages up to 2x the deposit if retention was in bad faith. Document the corrected ledger.

Is pet deposit included in the AB 12 cap?

Yes. Any deposit-style payment held against future damage counts toward the one-month cap. To collect more for pets, use monthly pet rent (not a pet deposit) — pet rent is not part of the §1950.5 deposit calculation.

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